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Do Auto Insurance Premiums Always Increase Following Traffic Violations?

May 23, 2014

It isn't uncommon to get a ticket every now and then. However, the problem with receiving traffic violations is that they go on your permanent driving record. This can lead to higher insurance premiums. Now, it is important to keep in mind that all moving violations will not cause your premium to increase. To find out if your most recent traffic violation will increase your auto insurance rate, you'll need to consult with your insurance agent. With driver's licenses taking a point system now, the more points a violation is worth when it is added to your driving record, the more risk you are at of having an increased insurance rate. Minor infractions, such as a broken taillight or a parking ticket, will generally not cause an increase in your premiums. However, you can most certainly expect your rate to increase if you get a DUI conviction or a ticket for excessive speeding. If you have a traffic violation on your record, shop around so that you can get the best rate possible for your car insurance. In a number of cases, here at Gateway Professional Insurance Services in Vacaville, California, we have been known to be able to obtain lower insurance rates for customers with traffic violations on their record. Contact us today to see what we can do for you.
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