Dec 15, 2014
Protect Your Holiday Party With the Right Insurance
With the holiday season in full swing, you may find yourself planning a fun holiday party for all of your friends and family. While you are planning the perfect menu and putting up all of your favorite decorations, it is important to make sure that you take some time to ensure that you have the right insurance coverage for any accident that may occur.
In most cases, your existing homeowners insurance policy will provide enough coverage for your holiday party. The liability portion of the policy will cover any medical payments in case one of your party guests gets food poisoning from the food you serve, or if they trip and fall when walking up to your house. To ensure that you are protected, talk with your insurance agent before your party to see if you should raise your limits.
If you are serving alcohol at your party, there is a higher chance that an accident will occur. Investing in a liquor liability insurance policy for your party will help to make sure that you are not financially devastated from one alcohol related accident. If one of your guests leaves after having one too many drinks and causes a car accident, a liquor liability insurance policy will cover the cost of any damages that are associated with the accident.
Every time you invite people over to your home, you run the risk of having something stolen. Before you invite people over for your festive holiday party, look over the contents coverage on your homeowners' insurance policy to make sure that you have enough coverage to replace any items that are stolen.
Contact the insurance professionals at Gateway Professional Insurance Services in Vacaville, California for all of your homeowner’s insurance needs. We will make sure that you have the most comprehensive coverage, at the right price.